Tips for Safe Internet Banking

 7 Tips for Safe Internet Banking

7 tips for safe Internet banking must be adopted. If you adopt these tips, there will be no harm, you will be safe.

Whether it is a bill payment, transfer of funds or creation of fixed deposit. Internet banking helps you to do these tasks in a fast and convenient manner. Instead of going to the bank and waiting in a long queue, internet banking has made all the banking operations easy with a few clicks. However, this facility needs to be used very carefully due to the risk of phishing (fraudulent means of obtaining your confidential banking information) -

Below are 7 smart tips for safe internet banking.

Change your password regularly

First time when you log in to your Internet banking account, you have to use the password provided by the bank. However, you require to change this password to keep your account safe. Also, change your password at regular intervals. The most important thing is to keep the password confidential at all times and does not tell anyone.

Do not use public computers to log in

Avoid logging in to your bank account on the cyber cafe or general computer in the library. These are crowded places and are more likely to detect your password or be seen by others. If you have to log in from such places, make sure that you clear cache and browsing history and remove all temporary files from the computer. Also, do not allow the browser to remember your ID and password.

Do not share your details with anyone

Your bank will never ask for your confidential information through phone or email. If you receive a phone call from the bank or an email asking for your details, then do not give your login information. Only use your login ID and password on the bank's official login page, which should be a secure website. Always look for 'https: //' in the URL when logging in; This means that the website is secure.

Keep checking your savings account regularly

Check your account after making any online transaction. Verify whether the correct amount has been deducted from your account. If you notice any discrepancies in the amount, inform the bank immediately.

Always use a licensed version of anti-virus software

To protect your computer from new viruses, make sure that you always use licensed anti-virus software. Pirated versions of anti-virus software may be available for free, but they may fail to protect your computer from new viruses prevalent in the online world. Additionally, you will get notifications for updates in the software from time to time. Be assured that you have an updated version of anti-virus so that your private information is always protected.

Disconnect the internet connection when not in use

Most broadband users do not disconnect the internet connection on their computer even when they are not using the computer. You can access your computer through an internet connection and can steal your confidential banking information. To keep your data safe, make sure you disconnect from the internet when it is not needed.

Type your internet banking URL

Instead of clicking on the link provided in the email, it is safe to type your bank URL in the address bar of the browser. Many such fraudulent examples are sending emails with fraudulent website links which are designed exactly like the original website of the bank. Once you enter your login detail on such a website, they can be used to access your account and steal your money. While logging in, check 'https: //' in the URL and make sure that it is an authentic website of your bank.

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